Homebuyer & Specialty
- Down Payment Assistance (DPA)
- Manufactured / Mobile Homes
- Non-Warrantable Condos
- Jumbo / High-Balance
- 1-Time Close Construction
Self-Employed Options
- Bank Statement Loans
- Asset Qualifier Loans
- 1099 / Alternative Documentation
- Interest-Only options (where available)
- 40-year terms (where available)
Credit Events & Flex Programs
- Recent BK / Foreclosure (case-by-case)
- No-FICO options (select scenarios)
- All-in-One / Cash-management loans
- Higher DTI tolerance options (case-by-case)
- Bridge strategies (select cases)
Investor Programs
- DSCR (Debt Service Coverage)
- Fix & Flip / Hard Money
- Bridge Loans
- Rental portfolio options
- Short-term rental strategies (where allowed)
Home Equity
- HELOCs
- Fixed 2nd Mortgages
- Piggyback / Purchase 2nds
- DPA 2nds (some may be forgivable)
- Debt consolidation strategies
Commercial
- Mixed-Use
- Small Balance Commercial
- Multi-family (5+ units)
- Office / Retail / Warehouse (case-by-case)
- Land / Lot / Farm & Ranch (select options)
Want me to point you to the best route quickly? Tell me your goal and I’ll narrow it down to the most realistic options.
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