Get all 3 reports
Request Equifax, Experian, and TransUnion on:
Pull your free reports, save as PDFs, and send them to me for a quick review — no hard pull.
Request Equifax, Experian, and TransUnion on:
Use each bureau’s Print → Save as PDF. You’ll likely have 3 files — one per bureau.
After entering name, email, and phone, scroll down to the Upload Miscellaneous Documents section on my secure form:
Want mortgage models (FICO 2/4/5) without a lender pull? Download the myFICO 3-B Report →
Prefer email? Send your PDFs to [email protected].
AnnualCreditReport PDFs are consumer disclosures (great for balances, utilization, errors). A lender tri-merge uses mortgage FICO 2/4/5 and is only done when we’re ready.
Click Print → Save as PDF. If unavailable, upload clear screenshots of your summary, accounts, and negatives.