πŸ”’ Credit Report Authorization
1. Application 2. Credit 3. Loan Options 4. Approval 5. Closing

Let’s Get Your File Moving

To move forward, please complete your credit authorization through SmartPay.

Recommended Before Credit Pull
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Protect Your Privacy First

Want to reduce trigger calls, texts, and mail offers?

Before authorizing your credit report, you may want to complete the quick opt-out steps first. This can help reduce unwanted outreach that sometimes happens after a mortgage credit inquiry.

View Opt-Out Steps
Recommended

πŸ₯‡ Pay for Credit Report Upfront

Paying upfront allows us to immediately access your credit and shop your loan across multiple lenders instead of being limited to just one.

  • More lender options
  • Better pricing opportunities
  • Faster approvals
Tip: Want to reduce trigger calls after your credit pull? Review the opt-out steps first β†’
Pay for Credit Report
βœ… After SmartPay is completed, we automatically receive confirmation and move you to the next step.

πŸ’¬ Not ready to pay yet?

Please contact me directly and I’ll guide you on the best next step for your situation.

Quick note: Waiting to pull credit may limit lender options and slow the approval process.