What It Is
Experian Boost is a free tool from Experian that may help improve your Experian credit score by adding eligible on-time payments to your Experian credit report.
Experian Boost™
A free way to potentially increase your Experian credit score
Using bills you already pay on time.
Start Your Free Experian BoostBuying a home soon? Every point counts. Here’s how Experian Boost may help strengthen your credit profile before applying for a mortgage.
How It Works
Visit experian.com/boost, create or sign into your Experian account, and securely connect the account you use to pay your bills.
What Bills May Count
Experian may look for eligible payments such as cell phone, internet, utilities, streaming services, insurance, and sometimes rent.
Why Try It?
It does not require opening new credit, checking your own information does not hurt your score, and some people may see results quickly.
What It Affects
Experian Boost only affects your Experian credit file. It does not update your Equifax or TransUnion credit reports.
Good To Know
Results are not guaranteed. Experian Boost only helps when Experian finds qualifying payment history through the connected account.
Why I Recommend It
As a mortgage loan strategist, I help clients every day improve their credit before buying a home. Experian Boost is one of the easiest free tools I recommend because it takes only a few minutes to set up and may provide additional positive payment history to your Experian credit file. Combined with a personalized credit strategy, it could help move you one step closer to homeownership.
Ready to Give Your Credit Score a Boost?
Go to www.experian.com/boost, connect your account, and let Experian search for eligible on-time payments.